Hamirpur district is poised for a major economic push with the launch of the Potential Linked Credit Plan (PLP) for 2026–27, pegging the district’s total credit potential at ₹2,063 crore. The plan was formally unveiled today by District Commissioner Mrs. Gandharva Rathore, IAS, at a district-level event.
Prepared by NABARD, the PLP outlines sector-wise credit potential under the Priority Sector Lending (PSL) framework and assesses the scope for increased credit flow across key areas of the district economy. The plan aims to promote sustainable and inclusive growth, with a strong focus on agriculture, micro, small and medium enterprises (MSMEs), and social infrastructure.
As per the PLP for 2026–27, ₹794 crore has been earmarked for the agriculture sector, ₹1,086.04 crore for MSMEs, and ₹183.20 crore for allied sectors such as education, housing, renewable energy and social infrastructure.
The document also identifies sector-specific infrastructure gaps and highlights critical interventions required from the State Government and financial institutions to fully harness the available potential under priority sector lending. By encouraging investment credit and creation of long-term assets, the PLP seeks to strengthen the sustainability of short-term credit as well.
The credit projections have been formulated in line with Reserve Bank of India guidelines, national and state priorities, and the additional potential created through recently completed infrastructure projects. The PLP is expected to serve as a strategic guide for banks to expand and deepen their lending activities in the district.
Addressing the gathering, the Deputy Commissioner underlined the crucial role of banks and financial institutions in translating the plan’s projections into tangible development outcomes. She urged line departments and banks to identify viable projects and conduct awareness camps to educate farmers and entrepreneurs about various central and state government schemes related to agriculture, MSMEs and allied sectors.
The launch event was attended by DDM-NABARD, the Lead District Manager, District Planning Officer, Deputy Directors, officials from line departments, and representatives of major banks operating in the district.
